Short-term Disability Insurance

Short-term disability insurance provides income replacement if you’re unable to work temporarily due to illness, injury, or medical leave. It typically pays a percentage of your salary for a set period, often from a few weeks up to six months. This coverage helps maintain financial stability during recovery or treatment, giving you peace of mind while addressing health issues. It’s usually offered through employers or purchased privately, and the specifics—such as waiting periods and benefit amounts—can vary. Short-term disability is a vital safety net that bridges the gap until you can return to work.