rewards points

Reward points are incentives offered by credit card companies or programs that accumulate when you make purchases. Each dollar spent earns a certain number of points, which can be redeemed later for benefits such as travel, merchandise, gift cards, or statement credits. They serve as a way to get extra value from your spending, encouraging loyalty to a specific brand or financial service. The more you spend, the more points you accumulate, allowing you to enjoy rewards over time. Understanding the specific earning and redemption rules of each program helps maximize their benefit.