residential earthquake policies

Residential earthquake policies are insurance plans that protect homeowners from financial losses due to earthquake damage. Unlike standard homeowners insurance, these policies specifically cover repairs to your home and replacement of personal belongings that are damaged during an earthquake. They may also include coverage for additional living expenses if you cannot stay in your home after a quake. Because earthquakes can cause significant destruction, having a specialized policy is important for homeowners in seismically active areas, as it provides financial security against the high costs of rebuilding and recovery.