
Real Estate P2P Lending
Real Estate P2P (peer-to-peer) lending is a way for individuals to invest in real estate projects by lending money directly to real estate developers or property owners. Instead of going through traditional banks, borrowers can connect with multiple individual lenders through online platforms. Investors earn interest on their loans, while borrowers gain access to funds for property purchases or renovations. This approach can offer higher returns for lenders and easier access to capital for borrowers, but it also carries risks, such as potential default and fluctuations in property values.