QDRO (Qualified Domestic Relations Order)

A Qualified Domestic Relations Order (QDRO) is a legal document used in divorce or legal separation that divides and distributes a person's retirement benefits or pension plan in favor of their spouse or dependent. It allows the designated individual to receive a portion of the retirement assets directly from the retirement plan, rather than going through the non-employee spouse. A QDRO ensures that the payment complies with federal and state laws, helping to secure financial support for the receiving spouse while also protecting the rights of the retirement plan participant.