private health insurance

Private health insurance is a type of insurance that individuals can purchase to help cover medical expenses. Unlike public health insurance, which is often provided by the government, private plans are offered by private companies. When you have private health insurance, you pay a monthly premium, and in return, the insurance helps pay for doctor visits, hospital stays, medications, and other healthcare services. Coverage details and costs can vary significantly between plans, and some may have deductibles or co-pays that require you to pay a portion of your medical costs.