online identity theft

Online identity theft occurs when someone illegally obtains and uses your personal information, such as your name, Social Security number, or financial details, without your permission. This can happen through various methods, including phishing emails, data breaches, or malicious software. The thief may impersonate you to access your accounts, make purchases, or open new credit lines, leading to financial loss and damage to your credit history. Protecting your personal information and being vigilant online are essential to prevent identity theft. If it happens, it’s important to act quickly to minimize the damage.