Office of Credit Ratings

The Office of Credit Ratings (OCR) is a division of the U.S. Securities and Exchange Commission (SEC) responsible for overseeing credit rating agencies. These agencies assess the creditworthiness of entities, such as corporations and governments, helping investors understand risk before making decisions. The OCR enforces rules to ensure transparency, accuracy, and fairness in credit ratings, aiming to protect investors and maintain confidence in the financial markets. By monitoring these agencies, the OCR seeks to prevent conflicts of interest and promote high standards in the credit rating process.