Moody's

Moody's is a credit rating agency that evaluates the financial health of governments and companies by assigning credit ratings. These ratings indicate the borrower’s ability to repay debt and influence interest rates on loans and bonds. Higher ratings suggest lower risk, making borrowing cheaper, while lower ratings signal higher risk and potentially higher borrowing costs. Moody's helps investors assess the safety of their investments and supports financial markets in making informed decisions. Their assessments are based on thorough analysis of financial data, economic conditions, and other relevant factors.