fixed income

Fixed income refers to investment products that provide regular, predetermined returns over time, typically in the form of interest payments. Common types include bonds and certain types of loans, where the investor lends money to an issuer (like a government or corporation) in exchange for periodic interest payments and the return of the principal at maturity. Fixed income investments are generally considered lower risk than stocks, making them appealing for conservative investors seeking steady income and capital preservation. Their returns are often less variable, providing a more stable financial foundation.