Medigap

Medigap is a type of supplemental insurance designed to help cover healthcare costs that Original Medicare does not fully pay. This includes expenses like deductibles, copayments, and coinsurance. Offered by private insurance companies, Medigap plans come in various standardized options, each providing different levels of coverage. To purchase a Medigap plan, you must already be enrolled in Medicare Parts A and B. These plans aim to reduce out-of-pocket medical expenses, making healthcare more affordable for seniors and individuals with disabilities.