Judgment Creditor

A judgment creditor is a person or organization that has won a legal case and now has the right to collect a debt from the losing party, known as the judgment debtor. After a court decision, the judgment creditor can seek payment through various means, such as garnishing wages or placing liens on property. Essentially, they have a court-ordered claim to receive money that was ruled in their favor, recognizing the debtor’s obligation to pay. This process helps ensure that those awarded damages or unpaid debts can actually receive compensation for their losses.