ISO rating

ISO rating is a score that measures how well a community’s fire protection services can respond to emergencies. It considers factors like water supply, fire department staffing, equipment, and communication. The scale ranges from 1 to 10, with 1 representing excellent fire protection and lower insurance premiums, and 10 indicating minimal coverage, which can lead to higher premiums. Insurance companies use the ISO rating to help determine a property’s insurance costs, rewarding communities with strong fire services by potentially lowering premiums for residents and businesses.