insurance claims disputes

Insurance claim disputes occur when an insured person and their insurance company disagree over a claim's validity, amount, or coverage. This often happens if the insurer believes the claim isn’t covered, is exaggerated, or lacks sufficient proof, while the policyholder believes they are entitled to the payout. Disputes may involve negotiations, additional documentation, or formal appeals. Resolving these disagreements ensures fair compensation according to the policy terms, but the process can sometimes require mediation or legal action if an agreement cannot be reached.