Hospital Insurance

Hospital insurance is a type of health coverage that helps pay for your stays and treatments in a hospital. It covers costs like room charges, surgeries, and certain diagnostic tests, reducing your out-of-pocket expenses. Typically, it works alongside other health plans and requires you to pay premiums, deductibles, and sometimes co-payments. Hospital insurance ensures that unexpected health emergencies don’t lead to financial hardship, providing access to necessary hospital care when you need it most.