Health Insurance Coverage

Health insurance coverage is a financial product that helps protect individuals against high medical costs. When you have health insurance, you pay a premium, usually monthly, to an insurance company. In return, the insurer covers a portion of your medical expenses, such as doctor visits, hospital stays, and prescriptions. There are often deductibles, co-pays, and out-of-pocket limits that determine how much you pay before and after coverage kicks in. Overall, health insurance helps manage the financial risks associated with healthcare, ensuring access to necessary medical services without incurring overwhelming expenses.