Fresh Start (Fresh Start Program)

The Fresh Start Program is a debt relief initiative that helps individuals with unsecured debts, such as credit card or medical bills, to regain financial stability. Typically, it involves negotiating with creditors to reduce or forgive a portion of the debt, allowing the borrower to start anew with a lower balance or improved repayment terms. This program aims to eliminate overwhelming debt, improve creditworthiness over time, and provide a clear path toward financial recovery. While details vary by organization or jurisdiction, the core idea is to support those struggling with debt in achieving a fresh financial start.