Fresh Start concept

The "Fresh Start" concept refers to the idea of beginning anew, often after a period of difficulty or failure. In personal finance, it can mean wiping the slate clean, such as through debt relief or bankruptcy, allowing individuals to rebuild their financial lives without the burden of past mistakes. In broader contexts, it encourages people to reset their goals, change their habits, or embrace new opportunities, emphasizing growth and improvement. Essentially, it’s about embracing change and moving forward positively, rather than being held back by previous challenges.