Foreclosure Litigation

Foreclosure litigation refers to the legal process that occurs when a lender seeks to reclaim a property due to the homeowner's failure to make mortgage payments. In this process, the lender files a lawsuit to prove their right to foreclose on the property. The homeowner has an opportunity to respond and present defenses. If the court sides with the lender, the home may be sold to recover the owed debt. This legal battle can involve various issues, such as the validity of the mortgage or the lender’s actions, and it ultimately determines the homeowner’s rights and the fate of the property.