employer-sponsored health insurance

Employer-sponsored health insurance is a type of health coverage provided by an employer to its employees as part of their benefits package. The employer may pay a portion of the insurance premiums, while employees contribute through payroll deductions. This arrangement helps individuals and families access medical care, preventive services, and prescription drugs at a lower cost than purchasing insurance independently. It often includes a network of healthcare providers and various coverage options, making it easier for employees to receive necessary medical services while managing their healthcare expenses.