David Ramsey

David Ramsey is an American financial expert, author, and radio host known for his advice on personal finance and debt management. He promotes a conservative approach to money, emphasizing living within one’s means, budgeting, and avoiding debt. Ramsey is renowned for his "Baby Steps" plan, which guides individuals through financial stability by focusing on saving and investing. He has written several best-selling books on finance and hosts "The Dave Ramsey Show," where he provides practical financial advice to his audience. His methods are widely used by people looking to improve their financial health and achieve financial independence.