contracts for adhesion

Contracts for adhesion are standardized agreements created by one party, typically a business, with little or no negotiation allowed for the other party, often a consumer. These contracts are take-it-or-leave-it, meaning the consumer must accept the terms as presented or forgo the service or product. Common examples include insurance policies and software licenses. While they provide convenience and efficiency, they can sometimes be seen as unfair if the terms heavily favor the company, leading to legal scrutiny regarding their fairness and enforceability.