Commercial Loan Underwriting

Commercial loan underwriting is the process lenders use to assess the risk of providing a loan to a business. During underwriting, lenders evaluate the company's financial health, credit history, and ability to repay the loan, including analyzing cash flow, assets, and the purpose of the loan. This thorough review helps ensure that the business can meet its obligations, ultimately protecting both the lender and the borrower. A successful underwriting process leads to informed lending decisions, helping businesses secure the funding they need for growth or operations.