certified credit counselor

A Certified Credit Counselor is a professional who helps individuals understand and manage their finances, particularly their credit, debt, and budgeting. They are trained and certified to provide guidance on improving credit scores, creating repayment plans, and navigating financial challenges. These counselors can help clients develop strategies to reduce debt and make informed financial decisions. Their goal is to empower clients to achieve financial health and stability, often by providing education and support tailored to individual circumstances. Using their expertise, they aim to assist in building better financial habits for the future.