Actual Production History (APH)

Actual Production History (APH) refers to the documented record of crop yields from a specific farm over several years. It is often used in agriculture insurance to determine the average production levels of a farmer. By analyzing this history, insurers can assess risk and calculate premium rates for policies, ensuring fair coverage based on actual performance rather than estimates. Essentially, APH helps farmers prove their yield capabilities to secure appropriate insurance protection against loss due to unforeseen events like natural disasters.