Zopa

Zopa is a peer-to-peer lending platform that connects individual borrowers with investors. Instead of borrowing from a bank, borrowers apply for loans directly through Zopa, which then matches their loan requests with investors willing to fund them. Investors earn interest on their money as borrowers repay their loans, creating a marketplace that can offer competitive rates for both parties. Zopa provides an alternative to traditional banking, leveraging technology to facilitate transparent, straightforward lending and borrowing experiences.