Zema

Zema, in financial terms, refers to a systematic approach used to estimate the value of a financial instrument, asset, or investment based on its expected future cash flows. It involves analyzing factors like income, expenses, growth prospects, and risk to determine a fair or intrinsic value. This method helps investors make informed decisions by assessing whether an asset is undervalued or overvalued compared to its current market price, guiding investment choices to maximize returns while managing risks.