workmen's compensation

Workers' compensation is a type of insurance that provides financial assistance and medical benefits to employees who suffer job-related injuries or illnesses. When a worker gets hurt on the job, this coverage helps pay for medical expenses and lost wages during their recovery. In exchange, employees typically cannot sue their employer for negligence. The goal of workers' compensation is to ensure that injured workers receive prompt support while protecting employers from lawsuits, creating a balance between worker rights and employer responsibilities. Each state may have different laws and coverage requirements regarding workers’ compensation.