Workers' Compensation Insurance

Workers' Compensation Insurance is a legal requirement for employers that provides financial support and medical benefits to employees who sustain work-related injuries or illnesses. It covers medical expenses, lost wages during recovery, and rehabilitation costs, ensuring workers are protected without needing to prove fault. In exchange, employees typically give up the right to sue their employer for negligence related to the injury. This insurance promotes a safer work environment by encouraging proper safety practices and helps workers recover and return to employment more quickly.