Whole Flood Insurance

Whole Flood Insurance is a type of policy that provides comprehensive coverage for damages caused by flooding. Unlike standard homeowners insurance, which typically excludes flood damage, this specialized coverage ensures your property is protected from water-related disasters such as heavy rains, storm surges, or rapid snowmelt. It covers repairs or replacements of structures, personal belongings, and sometimes additional living expenses if you need to move out temporarily. Whole Flood Insurance offers peace of mind by mitigating the financial impact of flooding, which can be catastrophic and unpredictable, helping homeowners recover more smoothly after a flood event.