voluntary benefits

Voluntary benefits are additional services or coverage that employees can choose to purchase through their employer, often at a reduced group rate. These benefits, such as dental, vision, life insurance, disability coverage, or wellness programs, are not mandatory but provide extra protection and convenience. They allow employees to customize their benefits package to better meet their personal and family needs, often without having to go through individual health providers. Because employers often negotiate better rates, these benefits are usually more affordable than purchasing similar coverage independently.