VA Home Loan

A VA Home Loan is a mortgage option available to eligible veterans, active-duty service members, and certain members of the National Guard and Reserves, endorsed by the U.S. Department of Veterans Affairs. It helps these individuals purchase homes with favorable terms, such as no down payment, competitive interest rates, and no private mortgage insurance (PMI) requirements. The goal is to make homeownership more accessible for those who have served or are currently serving in the military, recognizing their contributions and providing financial support toward stable housing.