Universal Credit

Universal Credit is a social welfare benefit in the UK that provides financial support to individuals who are unemployed, on low income, or unable to work fully. It consolidates several benefits into one monthly payment, aiming to simplify the system and encourage work. The amount received depends on personal circumstances, including income, savings, and whether you have children or disabilities. Universal Credit also includes support for housing costs. It is designed to promote financial stability, reduce poverty, and provide a safety net while helping recipients find work or increase their earnings.