Uninsured Motorist Insurance Claims

Uninsured Motorist Insurance (UM) provides financial protection if you're involved in an accident with a driver who doesn’t have auto insurance or has insufficient coverage. If you're injured or your vehicle is damaged, UM coverage helps pay for your medical expenses, lost wages, and property repair, up to your policy limits. This type of insurance is particularly important because it ensures that you are not left financially vulnerable due to another driver's lack of insurance. When filing a claim, you typically report the accident to your insurance company, which will then review the details and process your claim.