Uniform Prudent Investor Act

The Uniform Prudent Investor Act (UPIA) is a legal guideline that helps trustees and investment managers make smart investment decisions on behalf of individuals or institutions. It encourages a thoughtful, diversified approach to investing, aiming to balance risk and return while considering the needs of beneficiaries. Under UPIA, fiduciaries are expected to act prudently, meaning they should invest assets in a way that avoids unnecessary risks and aligns with the long-term goals of those they serve. This framework helps ensure responsible management of investments, promoting financial stability and growth over time.