Uniform Consumer Credit Code

The Uniform Consumer Credit Code (UCCC) is a set of consistent rules designed to regulate how consumer credit transactions—such as loans, credit cards, and installment plans—are offered and managed across participating regions. It aims to protect consumers by ensuring transparency about loan terms, interest rates, and fees, while also standardizing borrowing practices to prevent unfair or deceptive conduct. Essentially, the UCCC helps create a fair, clear, and predictable credit environment, making sure consumers understand their rights and obligations when borrowing money or using credit products.