Ultimate Rewards points

Ultimate Rewards points are a type of travel and shopping reward earned through certain credit cards, like the Chase Sapphire or Chase Freedom. When you use the card for purchases, you accumulate points that can be later redeemed for travel, gift cards, or statement credits. These points often have increased value when used for travel bookings through the Chase travel portal or transferred to airline and hotel partners. Essentially, they act as a versatile currency that rewards your spending, allowing you to save money or enjoy perks on future travel and purchases.