U.S. Export-Import Bank

The U.S. Export-Import Bank (EXIM) is a government agency that supports American businesses by providing financing and insurance to help them sell their products and services overseas. It reduces risks for banks and lenders, making it easier for U.S. companies, especially small and medium-sized ones, to compete internationally. By facilitating exports, the bank promotes economic growth and job creation within the United States. It does not compete with private lenders but works alongside them to ensure that U.S. businesses can access the capital needed to expand globally.