Trophy (APS)

Trophy (APS), or Average Premium Savings, is a metric used in health insurance to measure how much an individual saves on premiums compared to a standard or benchmark. It indicates the average dollar amount a consumer saves through discounts, plans, or benefits, normalized across their coverage. Essentially, it helps assess the value or efficiency of a particular health policy or insurance plan, showing how much a policyholder benefits financially relative to typical costs. This metric aids consumers and providers in evaluating the cost-effectiveness and overall value of different insurance options.