Total Permanent Disability

Total Permanent Disability (TPD) refers to a condition where an individual is no longer able to work or perform daily activities due to a severe injury or illness. This condition is considered permanent, meaning the impairment is unlikely to improve over time. TPD can impact one’s ability to earn an income and may qualify for specific insurance benefits or government assistance. It's important for individuals to understand the criteria for TPD, as eligibility can vary depending on policies or programs. Essentially, TPD signifies a significant and lasting loss of functional capacity.