Title Insurance Law

Title insurance law relates to the protection of property buyers and lenders from financial loss due to defects in a property's title. It ensures that the property is free from liens, claims, or legal issues that could affect ownership. When you purchase title insurance, the insurer conducts a thorough search of public records to identify any potential problems. If a dispute arises, the title insurance company covers legal costs and any financial losses incurred. Unlike other types of insurance, title insurance is typically a one-time premium paid at closing, providing ongoing protection for as long as you own the property.