The Poor and Their Money

"The Poor and Their Money" by العالم يتناول how low-income individuals manage their finances. It highlights that poor people often use small, informal financial tools like saving in cash, borrowing from friends, or relying on community-based methods. These methods are adapted to their limited access to formal banking and insurance. The book emphasizes understanding their actual financial habits, priorities, and constraints rather than judging them by standard banking practices. Recognizing their resourcefulness and the cultural context is key to creating financial services that genuinely meet their needs and improve their economic stability.