The Patient Protection and Affordable Care Act

The Patient Protection and Affordable Care Act (ACA), commonly called Obamacare, is a law designed to make health insurance more accessible and affordable. It requires most Americans to have health coverage or pay a penalty, while offering subsidies to help lower-income individuals afford insurance. The ACA expands Medicaid in many states, improves coverage standards, and prohibits insurance companies from denying coverage based on pre-existing conditions. It also aims to improve healthcare quality and reduce costs through various reforms. Overall, the law seeks to increase health coverage and ensure better, more affordable care for all Americans.