The National Housing Trust Fund

The National Housing Trust Fund (NHTF) is a government initiative that provides funding to support the development and preservation of affordable rental housing for low-income families. It collects revenue from the housing mortgage industry and directs it to states, which then allocate the funds to create new affordable homes or improve existing ones. The goal is to increase housing options for those facing economic challenges, ensuring safe, decent, and affordable places to live. The NHTF promotes equitable housing opportunities and helps address shortages in affordable rental housing across the country.