The Millionaire Next Door (Thomas J. Stanley)

"The Millionaire Next Door" by Thomas J. Stanley examines how many wealthy individuals achieve their financial success. It reveals that most millionaires are not flashy or heavily spendthrift; instead, they often live modestly, save diligently, and prioritize financial discipline. Wealth is typically built through consistent saving, disciplined investing, and avoiding unnecessary debt, rather than high income alone. The book highlights that financial independence is accessible to those who make prudent choices over time, emphasizing that wealth is more about behavior and habits than outward appearances or flamboyant lifestyles.