The Mental Health Parity and Addiction Equity Act

The Mental Health Parity and Addiction Equity Act requires insurance companies to provide coverage for mental health and substance use disorder treatments that is comparable to coverage for physical health conditions. This means they can’t impose stricter limits, higher costs, or fewer benefits on mental health services than on general medical care. The goal is to promote equal access to mental health care and prevent insurance plans from creating unnecessary barriers, ensuring individuals receive comprehensive support for mental health and addiction issues without facing unfair restrictions.