The Mental Health Parity Act

The Mental Health Parity Act mandates that insurance companies offer mental health benefits that are comparable to physical health benefits. Essentially, if an insurance plan covers mental health treatments, it can't impose stricter limits—like higher co-pays, restrictions on visits, or annual caps—compared to coverage for medical or surgical care. This law aims to reduce disparities, ensuring that people seeking mental health treatment receive equitable coverage, helping to promote access and reduce stigma associated with mental health issues.