The Financial Literacy Pyramid

The Financial Literacy Pyramid is a framework that shows the different levels of understanding needed to manage money effectively. At the base, basic skills like budgeting and saving are essential. As you progress up, you learn about debt management, credit, and investing. The top levels involve strategic planning and wealth building, including retirement and estate planning. Think of it as building a strong financial foundation first, then adding more advanced knowledge to grow and protect your assets over time. Each layer supports the next, helping you achieve financial stability and success.