The Asset-Based Lending Guide

The Asset-Based Lending (ABL) Guide explains how businesses can borrow money secured by their assets, such as inventory, accounts receivable, or equipment. Instead of relying solely on credit history or cash flow, lenders evaluate the value of these assets to determine loan eligibility and amount. This approach provides companies with access to financing based on what they own, often allowing for larger or more flexible loans. The guide covers key concepts, process steps, and best practices, helping business owners understand how asset-backed loans work and how they can leverage their assets to support growth or manage cash flow needs effectively.