The Act of God Theory

The Act of God Theory refers to events that occur due to natural forces beyond human control, such as earthquakes, floods, hurricanes, or other natural disasters. In legal and insurance contexts, it refers to situations where liability or responsibility may not apply because the event was unforeseeable and unavoidable. Essentially, it highlights the idea that certain incidents happen due to nature's unpredictable actions, rather than human negligence or intention. Thus, parties may not be held responsible for damages resulting from such events, as they are considered extraordinary occurrences outside normal human experience.